Checking Accounts

First, see if you’re already eligible to join Clean Energy Credit Union by being a part of our “field of membership,” which currently includes:

1. A member of one of the following organizations:  
   1. African-American Credit Union Coalition
   2. American Solar Energy Society
   3. Association of Energy Service Professionals
   4. Colorado Renewable Energy Society
   5. Denver Electric Vehicle Council
   6. Electric Auto Association
   7. Engineers for a Sustainable World
   8. EVHybridNoire
   9. Georgia Solar Energy Association
   10. Green America
   11. GreenHome Institute
   12. Illinois Solar Energy Association
   13. Midwest Renewable Energy Association
   14. Northeast Sustainable Energy Association
   15. Polar Bear Sustainable Energy Co-op
   16. RENEW Wisconsin
   17. Renewable Energy Owners Coalition of America
   18. Solar United Neighbors
   19. Texas Solar Energy Society
   20. Women of Renewable Industries and Sustainable Energy
       
2. An employee or volunteer of one of the following organizations:  
   1. Clean Energy Credit Union
   2. Our Climate
   3. 350 Colorado
      
3. A member of the immediate family or household of someone who is eligible via one of the above options or of someone who is already a member of Clean Energy Credit Union

If you’re not already eligible to join Clean Energy Credit Union, you can consider joining one of the above organizations. On your membership application, you can request that Clean Energy Credit Union sign you up for a membership with the Solar United Neighbors free of charge or request that Clean Energy Credit Union sign you up for a one-year membership with the- American Solar Energy Society and deduct the associated $10 membership fee from your opening account balance. Click here to learn more about the field of membership partner organizations listed above.

After confirming your eligibility, you would then open a “share account” (i.e. savings account) with a $5 minimum deposit which would serve as your ownership share in Clean Energy Credit Union. Once someone becomes a member of the Credit Union, they are a member for life. Click here to join Clean Energy Credit Union.

In case it helps, here’s some background on what a credit union “field of membership” is: although credit unions provide similar services as banks, they are different from banks in many ways. For example, a credit union is a not-for-profit, financial services cooperative that exists solely to serve its members and to fulfill its mission, whereas a bank exists to maximize financial returns for its stockholders. Another difference is that a bank can serve the general public whereas a credit union can only serve its “field of membership,” which is defined by regulators as the people and entities that are legally eligible to join the credit union. Ultimately, a credit union’s field of membership is comprised of one or more groups of people and entities that all have something in common that binds them together in some way. Many credit unions have a field of membership that includes people who work for a certain employer, or who live in a certain geographic area, or who are members of the same professional association or religious organization.

If you have a checking account and a debit card, you can make free ATM withdrawals from any of 32,000+ MoneyPass® shared ATM machines throughout the USA. You can download the MoneyPass® mobile app to locate the nearest network ATM. You can also use your debit card to get free cash back at the “point of sale” (e.g. when making a purchase at your local grocery store). International travelers can use any of 2.1 million Cirrus ATM’s worldwide where fees may apply.

There are a variety of ways you can utilize our services including:

• Online Banking: You can access your accounts securely from any computer with our user-friendly online banking platform. Members can easily:
  • View account balances and up to 90 days of transaction history
  • Transfer funds between your Credit Union accounts or other U.S. financial institutions
  • Schedule or cancel transfers, and track transfer history
  • Leverage Bill Pay services
  • Manage your debit card with card controls
• Mobile App: Our secure mobile app also allows you to manage your account from your tablet or mobile phone. Download the app and get access to:
  • Mobile check deposit
  • Account balances and transactions
  • Schedule bill payments
  • Transfer money between your accounts
  • Locate ATM and shared branch locations
  • Leverage Bill Pay services
• Shared Branches: Our shared branch network allows members to perform a range of transactions at other credit unions throughout the country. Find a location near you.
• Mail: You can mail checks for deposit to us at Clean Energy Credit Union PO Box 4233 Englewood, CO 80155

Depositing funds into your account is easy with our mobile deposit feature within the Clean Energy Mobile Banking App. If you haven’t already, download the app from the app store. Log in to the app. Tap the “Check Deposit” option at the bottom of the screen. Follow the instructions to take photos of the front and back of your endorsed check.

No. In an effort to be as environmentally friendly as possible, we do not automatically issue checks to account holders. You may order checks by completing the “Personal Check Order Form” under the “Self-Service” menu in online banking.

Check details: A standard check order is 80 checks and costs approximately $22 – the exact cost is dependent on your location due to shipping fees and state taxes.

Currently, you can use PayPal, Venmo, and other services that leverage Plaid account connection to perform person-to-person transfers. More options will be available in the future.

Please note when using a service that connects via microdeposits, you should use your checking account MICR number as the account number. This number can be found on your checks or in online banking by clicking on your checking account and then selecting the “Account Details” dropdown located above your account transactions.

Direct deposits include deposits made by the member’s employer issuing payroll or a federal or state government agency paying benefits, etc. Direct deposits do not include deposits to an account that are made by an individual using online or mobile banking or an Internet payment provider such as PayPal or Venmo.

Debit card transactions are defined as a point of sale or online purchase using the debit card linked to your checking account.

Yes, you can add a joint owner to your credit union accounts. Joint ownership allows multiple individuals to share access and responsibilities for the account.

If you are an existing member, you can add a joint owner by completing the form in online banking located within the self service menu.

If you are planning to apply to become a member, you will be asked if you’d like to add a joint owner on the membership application.