Clean Energy Credit Union Privacy Policy
What does Clean Energy Credit Union do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and income
• account balances and payment history
• credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Clean
Energy Federal Credit Union chooses to share; and whether you can limit this sharing.
Why Your Data Could Be Shared
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For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
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For our marketing purposes – to offer our products and services to you
For our marketing purposes – to offer our products and services to you
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For joint marketing with other financial companies
For joint marketing with other financial companies
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For our affiliates’ everyday business purposes – information about your transactions and experiences
For our affiliates’ everyday business purposes – information about your transactions and experiences
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For our affiliates’ everyday business purposes –
information about your creditworthinessFor our affiliates’ everyday business purposes –
information about your creditworthiness -
For our affiliates to market to you
For our affiliates to market to you
Does Clean Energy CU share?
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For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
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For our marketing purposes – to offer our products and services to you
Yes
-
For joint marketing with other financial companies
No
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For our affiliates’ everyday business purposes – information about your transactions and experiences
No
-
For our affiliates’ everyday business purposes –
information about your creditworthinessNo
-
For our affiliates to market to you
No
Can you limit this sharing?
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For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
No
-
For our marketing purposes – to offer our products and services to you
Yes
-
For joint marketing with other financial companies
We don’t share
-
For our affiliates’ everyday business purposes – information about your transactions and experiences
We don’t share
-
For our affiliates’ everyday business purposes –
information about your creditworthinessWe don’t share
-
For our affiliates to market to you
We don’t share
How we protect your personal information
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We collect your personal information, for example, when you:
• Open an account or apply for a loan
• Deposit funds or make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes-information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates:
Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Clean Energy Federal Credit Union has no affiliates
Nonaffiliates:
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Clean Energy Federal Credit Union does not share with nonaffiliates
Joint marketing:
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Clean Energy Federal Credit Union does not jointly market